Event insurance – your event deserves the best protection

Whether you are celebrating a family event, organising your company's product launch, or arranging a large function for your association, you know how essential it is to protect your event.

Even the best laid plans can go awry. A violent storm could force the cancellation of your party. The singer could cancel their appearance at the last minute. You may have to postpone your wedding due to a family crisis, or personal or professional constraints. Whatever the crisis, TSM Event insurance helps organisers to safeguard their event against the unexpected.

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Event insurance in brief


An unexpected cancellation could disrupt all your hard work and seriously dent your enthusiasm. We protect you against unforeseen costs should your event be cancelled, abandoned or postponed for reasons beyond your control.

Adverse weather

Has the weather already jeopardised your plans? TSM has you covered, whatever the weather throws at you. We cover your event against the consequences of extreme weather conditions that could threaten the safety of your participants.

Enforced reduced attendance

No matter how well you organise your event, external factors may prevent many of your guests from attending. With TSM, you are insured even if a strike, failure of public transport, or snow prevent at least 30% of your guest from arriving.


Unfortunately, terrorism is a reality in the modern world, which is why we include cover in the event of cancellation due to terrorist acts, or prohibitions or bans imposed by administrative authorities.

Public liability

At TSM, safety is of prime importance. Under our Public Liability insurance, organisers are covered for accidental bodily injury or property damage caused to third parties during the event.

Tenants' liability

Whether you are renting premises, a building or a party hall for your event, we can provide tenants' liability cover in case of damage to the rented property.

All-risks event equipment

Are you bringing or hiring technical equipment for your event? Our Event Equipment insurance covers you against breakage, destruction, theft or loss of equipment, so you can concentrate on organising your event.

Installation and dismantling

Our Event insurance not only covers your event, but also the installation and dismantling of facilities and equipment, because we know that every stage of your event is crucial.


If your star entertainer or keynote speaker falls ill, it could disrupt your whole event. This optional extension takes away the worry of key people becoming unavailable. You are covered if your event is cancelled, postponed or abandoned.

A crowd of seminar participants listening attentively to the speaker.

Insurance tailored
to your unique event.

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Specialist insurance for all types of events

Whether you are a professional organiser or someone planning a private celebration, we offer flexible insurance solutions for a wide variety of events.

Festivals and concerts
Whether it's classical, pop, rock or electro music, an indoor or an outdoor event, we have insurance solutions designed to protect your needs. We offer comprehensive cover that includes both the logistics and the risks specific to each type of concert or festival.

Competitions and sporting events
We can insure your sporting event whatever the size. Whether it's a golf tournament, a running event, or an international tennis championship, TSM offers insurance tailored to your specific needs.

Company or association events
From annual conferences to customer events, we're by your side. Event organisers can face numerous risks, which is why TSM designs insurance solutions to protect you against all eventualities.

TSM offers tailored cover to protect your event - from a choir festival or youth festival, through to a village fete or street party. And as we know that the safety of your participants is of prime importance to you, we offer insurance options to suit every type of festival or celebration.

Private events
When it comes to life's most precious moments, such as birthdays, anniversaries, or weddings, you need an insurer you can really trust. We help you protect your event against the unexpected, so you can concentrate on celebrating.

Capture the magic of your celebration and live the moment.

Two solutions depending on the size of your event

Because organising a wedding is not the same as organising a festival, we have designed two separate insurance solutions to meet the specific needs of each event.

Event Basic for small and medium-sized events
Our Event Basic solution is designed for events with up to 2,000 people, lasting up to three days. It offers extensive cover against external incidents beyond your control that could compromise your event. From birthdays to professional conferences and sports tournaments, we provide cover specifically tailored to each event.

Event Plus for major events
Our Event Plus solution is designed for large-scale events, with no limit on duration and with total costs in excess of CHF 20,000. This solution offers bespoke coverage to meet all your specific needs.

Event Basic Event Plus
Event Basic

Up to a total of 2'000 people at the event

Event Plus


Event Basic

Maximum duration 3 days excluding dismantling

Event Plus


Costs incurred
Event Basic

Total costs of up to CHF 20'000.-

Event Plus

Total costs in excess of CHF 20'000.-

Event Basic

Flat rate of CHF 500.-

Event Plus

Rate calculated according to needs

Worldwide event insurance

You can organise your event anywhere in the world. TSM will be there by your side. We understand that each venue presents its own challenges and opportunities, which is why we have developed flexible event insurance to meet your specific needs, worldwide

Global cover
Your event can be local, national or international, we build the cover you need to protect your event. Whether you're organising a music festival in the Swiss Alps, a convention in New York, or a beach wedding in Thailand, we have insurance solutions that respond to your needs.

Two newlyweds kiss.

So you can focus entirely
on organising your event.

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Frequently asked questions

What types of events are covered by Event insurance?

All types of events are insurable, regardless of their scale or duration, from a private birthday party through to a festival, a stadium concert, or a company seminar or conference.

Who can take out Event insurance?

Any organiser, whether a company, an association, or an individual.

What are the main risks covered by our Event insurance?

Event insurance can cover a wide range of contingencies such as adverse weather conditions disrupting open-air festivals or concerts, the unavailability of a venue due to fire, water damage, etc., or the failure of the star entertainer or group to turn up. Public liability insurance is also available to cover accidental injury and property damage caused to third parties as well as damage to equipment and infrastructure.

Is Event insurance valid worldwide?

Yes, coverage can be extended for events anywhere in the world, subject to risk assessment. However, public liability insurance for organisers is not available for the USA and Canada.

How close to the event can I arrange cover?

Cancellation cover for adverse weather must be arranged at the latest 14 days prior to the start of the event. In all cases, we would advise you to take out cover at the earliest opportunity, as it is no more expensive if it is taken out well in advance.

Peace of mind for when the unexpected happens

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