Classic Wheels – the most comprehensive youngtimer and oldtimer insurance in Switzerland

Classic vehicles are the reflection of a bygone era, of skilled craftsmanship, and a discerning appreciation of elegance. Classic Wheels does not just insure your vehicle, it protects a piece of history, the passion behind your prized collection in which you invest so much of your time, effort, and money. We can help you rediscover the excitement of taking to the open road, secure in the knowledge that we are by your side if things don't quite go as planned.

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Classic Wheels in brief

Youngtimers and oldtimers

Your youngtimer or oldtimer means a lot more to you than just a car – it embodies a piece of history and it fuels your passion. We understand this attachment and we protect your prized possession against the vagaries of life whether it be fire, theft, or even the voracious appetite of pesky weasels. With TSM, your exceptional vehicle is covered by an insurance worthy of its status.

Bespoke coverage

Each collector has their own specific needs. You can personalise your coverage to suit your needs, whether you want to protect your personal effects, insure against mechanical damage, or anything else. The decision is yours because every detail counts.

Fixed premium

When it comes to your passion, you deserve peace of mind which is why, in addition to a number of price advantages, your premium remains fixed, without the need for no claims bonus protection.

Transit and shows

Whether it's for a meet, a show or a scenic rally, we know that your vehicle will probably be travelling the country. You are safe in the knowledge that it is well protected during these special moments, but also while it is being restored or in transit.

Optional third-party liability

We offer third-party liability cover as an option so you can adapt your insurance to your needs. Certain vehicles that are not road registered do not require it.

A Porsche 911 parked at the side of the road.

A bespoke solution
to protect your passion

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A detailed overview of
our insurance coverages

Developed by insurers who are collectors themselves, our Classic Wheels insurance offers comprehensive, transparent cover to meet your expectations and the needs of your historic car. Your passion drives ours. Natural events, fire, collision, or theft are hazards that can damage, destroy or deprive you of your classic, and the financial consequences could bring an abrupt end to your passion. We protect what matters to you.

Mini Comfort Maxi
Partial Casco
Mini

Excess: none
Sum insured: Vehicle value

Comfort

Excess: none
Sum insured: Vehicle value

Maxi

Excess: none
Sum insured: Vehicle value

Casco collision
Mini
Comfort

Excess: CHF 500.-
Sum insured: Vehicle value

Maxi

Excess: CHF 500.-
Sum insured: Vehicle value

Damage while parked
Mini
Comfort

OPTIONAL
Excess: none
Sum insured: unlimited

Maxi

Excess: none
Sum insured: unlimited

Personal effects
Mini
Comfort

Excess: none
Sum insured: CHF 2'000.-

Maxi

Excess: none
Sum insured: CHF 2'000.-

Mechanical damage
Mini
Comfort

OPTIONAL
Excess: none
Sum insured: CHF 10'000.-

Maxi

Excess: none
Sum insured: CHF 10'000.-

Damage to a set
Mini
Comfort

OPTIONAL
Excess: none
Sum insured: CHF 10'000.-

Maxi

Excess: none
Sum insured: CHF 10'000.-

Third-party liability
Mini

OPTIONAL
Excess: none
Sum insured: CHF 100'000'000.-

Comfort

OPTIONAL
Excess: none
Sum insured: CHF 100'000'000.-

Maxi

OPTIONAL
Excess: none
Sum insured: CHF 100'000'000.-

Une Alpine A110 qui roule sur une route de montagne.

Trust built
on a shared
passion.

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Frequently asked questions

What type of vehicles can be insured with Classic Wheels?

Classic Wheels covers types of vehicles:
- Oldtimers (vehicles over 30 years old)
- Youngtimers (vehicles between 20 and 30 years old)
- Exceptional vehicles (e.g. limited series vehicles)

How will my classic vehicle be valued for insurance purposes?

In most cases, the value of the vehicle is determined by expert appraisal. If this is not available, we rely on detailed valuation data specific to collector vehicles. We may also discuss with the owner to help us determine the value, especially in the case of special restoration.

Can I choose the garage where my vehicle will be repaired in the event of a claim?

Yes, the choice of garage is left up to you in the event of a claim. However, we will be happy to help you find the right garage if necessary.

Does Classic Wheels insure a vehicle that is not road registered?

Yes, partial Casco cover is available for risks such as theft and fire.

Peace of mind for when the unexpected happens

TSM policies that could be of interest to you

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